Why am I getting denied for Apple Card

Conditions that might cause your application to be declined You are currently past due or have recently been past due on a debt obligation. Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance).

Is it hard to get approved for an Apple Card?

Bottom line. It's possible to get approved for the Apple Card with a credit score under 670, but your chances improve as your credit score increases. And an excellent credit score doesn't guarantee your approval, other factors are considered, such as income and payment history.

What credit score is needed for Apple Card?

above 660

According to the official Apple website, a good FICO® Score (above 660) is necessary for Apple Card approval. According to Goldman Sachs, the issuer of Apple Cards, apart from your credit score, your debt-to-income ratio and reported income are also important factors considered for credit card approval.

Why is my Apple Card denied unable to verify identity?

Your information such as name, address and date of birth must be correct and match exactly other information Goldman gathers. This means your Drivers License/State ID must match you Apple ID information. If your address is incorrect or the DL has expired, your identity cannot be verified.
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How much annual income do you need for Apple Card?

Doesn't matter. You still have income, and it can be calculated annually. There is no minimum income limit you need to have. The amount is used in part to determine your available credit limit if you are approved.

Does Apple Card accept everyone?

To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address.

What is the easiest credit card to get?

Here's a Summary of the Easiest Credit Cards To Get

Discover it® Secured Credit Card.
Bank of America® Customized Cash Rewards Secured Credit Card.
Navy FCU nRewards® Secured Credit Card.
Tomo Credit Card.
Petal® 1 “No Annual Fee” Visa® Credit Card.
Credit One Bank® Platinum Visa® for Rebuilding Credit.

How do I get accepted for Apple Card?

To get Apple Card, you must meet these requirements:

Be 18 years or older, depending on where you live.
Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn't a P.O. …
Use two-factor authentication with your Apple ID.
Sign in to iCloud with your Apple ID.

Who qualifies for Apple Card?

To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.

Why is card verification failing?

This can happen for various reasons, including incorrectly entered card information, the card type not being supported by the system, or an expired card. The error message informs the user that the card payment cannot be processed and that they must take action to resolve the problem.

What does unable to verify identity mean?

If your identity cannot be verified, this indicates that TransUnion is unable to confirm that you are who you say you are. This can happen when you do not have any credit history, or when the information you provided about yourself does not match TransUnion's records.

Is Apple Card based on income?

Goldman Sachs1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application.

Is Apple Card only for Americans?

Apple Card is only available in the US. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

What is the hardest credit card to get in the world?

Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion. And only the super rich and famous can expect to get the call, as…

Which credit card is not accepted the most?

The good news is that Visa and Mastercard are generally widely accepted abroad. The bad news is that Discover cards and American Express cards aren't as widely accepted. Also, in some places cash is still king.

When can I reapply for Apple Card?

You can reapply for Apple Card at any time, including during your program, if you don't successfully complete your program, or after you opt out. In some instances, this might end your program early.

What bank approves Apple Card?

Goldman Sachs

Partnerships. To create Apple Card, we needed an issuing bank and a global payment network. Apple Card is the first consumer credit card Goldman Sachs has issued, and they were open to doing things in a new way. And the strength of the Mastercard network means Apple Card is accepted all over the world.

Will Apple Card be available outside US?

Apple Card is only available in the US. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. In some countries and regions, Business Chat will become available to businesses on a rolling schedule.

Does Apple Card work internationally?

Partnerships. To create Apple Card, we needed an issuing bank and a global payment network. Apple Card is the first consumer credit card Goldman Sachs has issued, and they were open to doing things in a new way. And the strength of the Mastercard network means Apple Card is accepted all over the world.

Why was my verification rejected?

Expired, Damaged or Invalid Documents: The uploaded document could be damaged, may have expired or is deemed invalid for the verification process.

How do I verify my Apple payment method?

Verify your payment information: Sign in to your Apple ID account page and edit / update your Apple ID details. On the Sidebar click Payment methods -> then tap Payments Methods and tap Manage payment method.

Why has my identity verification failed?

To ensure successful verification, customers must ensure that the entire document is clear, every word is legible and accurately captured, and the photo on the document is also visible. It is important to note that submitting a screenshot or displaying a photo on another screen will likely result in rejection.

How do I fix identity verification failed?

What To Do About 'Identity Verification Failed' SRD Status

Go to srd.dsd.gov.za.
Enter ID number.
Enter phone number.
Lodge appeal.

Can I apply for Apple Card outside US?

Apple Card is only available in the United States.

Your Apple ID country or region must be set to the United States to apply for Apple Card, Please update your Apple ID country or region and restart your application. Learn how to change your Apple ID country or region.